Terms of Service
Last updated: June 09, 2026 (rev.3)
1. Introduction & Acceptance of Terms
Welcome to svetlanadragan.com (the “Site”). These Terms of Service (“Terms”) govern your access to and use of the Site and any subscription-based content, features, or services available on it (collectively, the “Service”).
The Service is provided by Islam Bayram, Antalya, Türkiye, Tax ID (VERGİ KİMLİK / TIN): 1570512997 (“we”, “us”, or “Provider”).
By creating an account, subscribing, or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements. We do not knowingly provide the Service to anyone under 18.
3. Description of the Service
We operate an online platform offering access to exclusive analytical and forecasting content focused on geopolitical forecasts and analysis of specific events and facts, including but not limited to video recordings, forecasts, articles, and other digital materials (“Content”). Access to the full Content library is available to active subscribers only. Some Content may be released to the public at a later date at our sole discretion.
We reserve the right to add, modify, or remove Content at any time without notice. Changes to the Service do not entitle you to a refund for any already-paid subscription period.
4. Accounts & Registration
To access the Service, you need to create an account. You agree to provide accurate and complete information during registration and to keep it up to date.
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Please notify us immediately at texdragan@gmail.com if you suspect any unauthorised use of your account. We are not liable for any loss or damage resulting from your failure to keep your credentials secure.
5. Subscription, Fees & Billing
Access to the full Content library requires a paid subscription. Current subscription plans and prices are displayed on the Site. All fees are charged in the currency shown at checkout.
Payment is processed by a third-party payment provider. We do not store your full card details. By completing a purchase, you also agree to the payment provider’s terms and privacy policy.
We may change subscription prices at any time. Any price increase will apply only at your next renewal date, and we will notify you in advance. Price changes do not affect the current, already-paid subscription period.
6. Automatic Renewal
IMPORTANT — PLEASE READ CAREFULLY:
Your subscription renews automatically at the end of each billing period (monthly, quarterly, semi-annual, or annual — whichever plan you selected). Your payment method on file will be charged the then-current subscription fee at the start of each new period unless you cancel before the renewal date.
We will send you a reminder email at least 3 days before your renewal date, including the amount to be charged and the date of the upcoming charge.
To turn off automatic renewal at any time:
- Go to your account page at https://svetlanadragan.com/subscription/ and toggle the auto-renewal switch to OFF; or
- Email us at texdragan@gmail.com with a cancellation request.
Disabling auto-renewal does not immediately cancel your subscription — you keep access until the end of the current paid period.
7. Cancellation & Refunds
You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period, and you retain access to the Content until that date. We do not prorate unused time.
EU and UK consumers — 14-day right of withdrawal: If you are a consumer residing in the European Union or the United Kingdom, you have the right to withdraw from your subscription contract within 14 days of the date it was concluded, without giving any reason (“cooling-off period”). However, by completing your purchase and gaining immediate access to the Content, you expressly request that we begin providing the digital content before the end of the cooling-off period and you acknowledge that you thereby lose your right of withdrawal, as permitted under EU Directive 2011/83/EU and the UK Consumer Contracts Regulations 2013. If access has not been granted yet, the 14-day withdrawal right applies in full.
Outside the statutory withdrawal right, we offer refunds at our discretion. To request a refund, email us at texdragan@gmail.com with your full name, the email address associated with your account, your order date, and the reason for your request. We aim to process refund requests within 10 calendar days of receipt.
Refunds will be made to your original payment method, less any applicable payment processing fees already incurred. The fact that the Content did not meet your subjective expectations is not, by itself, grounds for a refund.
8. Intellectual Property & License
All Content available on the Site — including videos, text, audio, graphics, and other materials — is owned by us or our licensors and is protected by applicable intellectual property laws.
We grant you a personal, non-exclusive, non-transferable, revocable licence to access and view the Content solely for your own personal, non-commercial use during an active subscription period. This licence does not allow you to:
- download, copy, reproduce, or distribute any Content;
- share, sell, or sublicence access to your account or the Content to any third party;
- use the Content for commercial purposes or public display;
- remove or alter any copyright, trademark, or other proprietary notices.
Any unauthorised use of the Content may result in immediate termination of your account and may expose you to legal liability.
9. Acceptable Use
When using the Service, you agree not to:
- violate any applicable law or regulation;
- post or share content that is hateful, defamatory, obscene, harassing, or otherwise harmful;
- attempt to gain unauthorised access to any part of the Site or any system or network;
- use automated tools (bots, scrapers, crawlers) to access or collect Content;
- impersonate any person or entity;
- interfere with or disrupt the integrity or performance of the Service.
We reserve the right to suspend or terminate your account immediately, without prior notice, if we reasonably believe you have violated these rules.
10. Termination & Suspension
Either party may terminate the relationship at any time. You may close your account by cancelling your subscription and contacting us.
We may suspend or permanently terminate your access to the Service, at our sole discretion, if:
- you materially breach these Terms;
- we are required to do so by law or a court order;
- we discontinue the Service in whole or in part.
Upon termination for cause, no refund will be issued for any remaining subscription period. Upon termination for reasons other than breach, we will provide a pro-rata refund for any unused prepaid period where required by applicable law.
11. Disclaimers
THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
The Content is provided for informational and entertainment purposes only. Nothing on the Site constitutes professional advice of any kind (including but not limited to financial, medical, psychological, or legal advice). You rely on any Content entirely at your own risk.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE SERVICE OR THE CONTENT.
OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL SUBSCRIPTION FEES PAID BY YOU IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) THE FEES PAID FOR YOUR MOST RECENT SUBSCRIPTION PERIOD.
Nothing in these Terms limits or excludes any liability that cannot be excluded or limited under applicable law, including your mandatory consumer rights where you reside.
13. Indemnification
You agree to defend, indemnify, and hold harmless us and our officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Service in violation of these Terms; (b) your infringement of any third-party intellectual property rights; or (c) any content you submit through the Service.
14. Changes to These Terms
We may update these Terms from time to time. When we do, we will update the “Last updated” date at the top and, for material changes, notify you by email or by a prominent notice on the Site at least 14 days before the changes take effect.
Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Service before the effective date.
15. Governing Law & Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the Republic of Türkiye, without regard to its conflict-of-law provisions.
Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall first be subject to good-faith negotiations between the parties. To initiate this process, please send a written description of your claim to texdragan@gmail.com. We will attempt to resolve the dispute within 30 days of receipt.
If the dispute cannot be resolved through negotiation, it shall be submitted to the competent courts and enforcement offices of Antalya, Türkiye, which shall have exclusive jurisdiction, subject to any mandatory jurisdictional rules of the country in which you reside.
Nothing in this section limits any mandatory consumer protection rights you may have under the laws of your country of residence, including your right to bring a claim before a consumer protection authority or court in your home jurisdiction.
16. Contact
If you have any questions about these Terms or the Service, please contact us:
Islam Bayram
Antalya, Türkiye
VERGİ KİMLİK (TIN): 1570512997
Email: texdragan@gmail.com
Website: https://svetlanadragan.com
Data processing information: https://svetlanadragan.com/terms-of-data/